The most developer friendly APIs for banking and payouts
- Fund transfer APIs
- Automate your collections
- Intelligent transaction routing
BUILT TO HANDLE SCALE
WORLD CLASS SECURITY
Hypto offers 3 product stacks
A single API to initiate fund transfers via IMPS, NEFT, RTGS and UPI to any bank account number or UPI ID and check the status of the fund transfers
Create unique virtual accounts for your customers and instantly receive transaction alerts when funds are added to the virtual accounts through UPI, NEFT, IMPS, RTGS.
Issue UPI IDs and QR codes to any merchant for accepting payments through UPI and receive instant transaction callbacks
Hypto helps any company become a fin-tech company – automate your disbursals and collections without the need for complex integration and documentation with banks.
Route payments to suppliers (sellers) and other 3rd parties instantly without manual errors
Instantly disburse loans to your customers and provide a stellar user experience
Automate and instantly reconcile your collections using unique virtual accounts
Reward your customers instantly through IMPS or UPI at scale
Provide your own wallet to your customers through our white label solution and manage credits/debits from the wallet instantly
Transfer less than ₹1000
Transfer from ₹1000 to ₹25000
Transfer greater than ₹25000
NEFT/RTGS during bank hours₹ 1
NEFT outside banking hours₹ 3
Create virtual accountFREE
Collections to virtual account₹ 8
Verify bank details₹ 1 + ₹ 1*
Create UPI IDFREE
Collections to UPI ID0.30%
UPI Verification₹ 1.5
Hypto is a financial infrastructure platform that provides Open Banking APIs to tech companies & start-ups. Through Hypto’s plug & play APIs that can be integrated with almost zero effort, start-ups can automate their entire banking and payment operations
Hypto helps with disbursal and collection of payments through developer friendly APIs. Hypto has 3 tech stacks -
Hypto’s proprietary routing algorithm provides you with the highest success rate for instant fund transfers and allows 24/7 instant fund transfers without limits to select beneficiary banks. This algorithm also reduces our cost of fund transfer which we pass on to our users, thus providing the cheapest cost of fund transfer in India today.
Yes, we do provide flexible pricing to our customers based on the transaction volumes. Please write to us at firstname.lastname@example.org or drop a note on our Contact Us page
Sign up on Hypto – your account will be activated instantly.
You can then login to your dashboard and view your API key in the settings section.
Check out our API docs and start integration.
If you require access to a test/sandbox environment, please write to email@example.com after creating your account